Refinance & Get 1.5% Cashback | No/Low Legal Cost | Smartmortgages.co.nz Limited

Refinance and Get 1.5% Cashback

23/11/2025 07:26 AM

At Smartmortgages.co.nz Limited, we specialise in mortgage refinancing and are dedicated to helping clients secure better lending terms, more competitive interest rates, and meaningful financial savings.

For a limited time, eligible clients can benefit from the lenders' exclusive 1.5% cashback refinance offer, paired with our NO-or-Low-Legal-Cost package, making the move to a new bank simpler, smoother, and more rewarding.

What You Get

- 1.5% cashback on the total loan amount, capped at $30,000
- Streamlined and simplified refinancing process
- Discounted legal fees through our trusted Auckland legal firm partner
- For loan amounts of $1.5 million or more, we provide and cover your legal costs

Eligibility Criteria

- Minimum loan amount: $200,000
- Maximum LVR: 80%
- Application must be approved and loan documents issued by 19 December 2025
- You must remain with the new bank for at least 36 months

Ready to Save?

Whether you are seeking better interest rates, lower fees, or a fresh start with a new lender, our team is here to support you every step of the way.

Disclaimer
Terms and conditions apply. This is a time-limited offer, and lenders may change or terminate the cashback offer at any time without prior notice. All lending is subject to the bank’s credit criteria, verification requirements, and final approval. Note it can take up to 3–4 weeks for an application to be fully assessed, approved, and documented depending on the lender’s workload.