This past Sunday, the Smartmortgages.co.nz Limited team — joined by our wonderful clients and our energetic mascot, Simba — laced up our sneakers for the Pink Ribbon Walk 2025 at Auckland Domain.
From my last name, you can easily tell I am a Vietnamese. In fact, almost 40% of Vietnamese people share the same surname. True story: the other week, I submitted a mortgage application for a client from Wellington who also happened to be a “Nguyen.” The bank came back and asked me to clarify our “personal relationship.” My answer? I sent them the statistic. (For the record, my parents also had the same surname before marriage — but don’t worry, they weren’t closely related. In Vietnam, it’s quite common!)
At Smartmortgages.co.nz Limited, community has always been at the heart of what we do. From the very beginning, when I launched this company, my vision wasn’t just about helping Kiwis achieve their home ownership dreams, it was also about giving back and standing alongside the communities we serve.
11 September, 2025 will forever be a special date for sisters Maria and Liduvina: the day they turned their long-held dream of owning a first home in New Zealand into reality.
Are you considering switching banks to take advantage of a cashback offer as your fixed home loan rate comes to an end — but worried about the legal costs involved?
At Smartmortgages.co.nz Limited, we take pride in helping our clients achieve better outcomes with their lending. Recently, we assisted Alwyn Jones with refinancing his investment properties. During the process, one of his loans qualified for a lender package that covered the legal transfer costs: saving him from paying solicitor fees for that portion of the refinance.
Congratulations on your pre-approval! Securing pre-approval from the bank is an important milestone in your home-buying journey. It means you are one step closer to owning your new home. But what comes next? Here is a clear, step-by-step guide to help you navigate the process with confidence.
Good news is on the horizon for aspiring first‑home buyers in New Zealand.
Buying your first home is an exciting yet complex journey. With so many steps involved, it’s easy to feel overwhelmed.
Many First Home Buyers have asked me why they need to save up 20% deposit when others can get a mortgage approved with just 5% or 10% only. Here’s why having a 20% deposit is a game-changer:
Smartmortgages.co.nz Limited (FSP1007290) holds a licence issued by the Financial Markets Authority to provide financial advice. Click here for more info about our Disclosure.
Cong.Nguyen@smartmortgages.co.nz
0223985140
Monday - Sunday by appointments
44 William Wallbank Crescent, Swanson, Auckland 0614
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