At Smartmortgages.co.nz Limited, we understand how challenging saving for a home deposit can be, especially for first-home buyers. The good news is that owning your first home with as little as a 5% deposit is possible. There are two main options available depending on your situation:
Refinancing might not sound exciting, but the benefits can be truly life-changing! Here are some key reasons why refinancing could be a smart financial move for you.
If you're considering purchasing an investment property in New Zealand, you’ll need a 30% deposit—but that doesn’t mean you have to have all the cash sitting in your bank account!
Your home isn’t just a place to live—it’s a powerful financial tool. If you’ve built up equity in your property, you may be able to top up your existing home loan to access funds for other important goals.
Reverse Mortgage is a financial solution designed for homeowners aged 60 and over.
Choosing the right business lending solution can make all the difference.