We believe a great mortgage is more than just numbers: it is about unlocking opportunities and securing your financial future.
With nearly a decade of experience, we do not just find you a loan, we craft tailored solutions that put more money in your pocket and bring your homeownership dreams to life.
Navigating the mortgage world can feel overwhelming, but that is where we thrive. We strip away the complexity, offering clear, smart advice and an effortless experience from start to finish.
Our promise? To go beyond expectations - not just in words, but in every deal we negotiate and every client we support.
Whether you are buying your first home, refinancing for a better deal, or expanding your portfolio, we are here to think smart, act fast, and deliver results.
Let’s make your mortgage work for you.
Smartmortgages.co.nz Limited – Smarter Mortgages, Brighter Futures.
Our Services
Saving for a 20% deposit can feel overwhelming, but did you know you may be able to purchase your first home with just a 5% deposit? The First Home Loan, supported by Kāinga Ora, is designed to help eligible first-home buyers enter the property market sooner.
Refinancing might not sound exciting, but the benefits can be truly life-changing! Here are some key reasons why refinancing could be a smart financial move for you.
Purchasing your first home is a significant milestone, but the process can feel overwhelming. This guide breaks it down into clear, manageable steps—from saving for your deposit to moving into your new home.
If you're considering purchasing an investment property in New Zealand, you’ll need a 30% deposit—but that doesn’t mean you have to have all the cash sitting in your bank account!
If you're considering purchasing an investment property in New Zealand, you’ll need a 30% deposit—but that doesn’t mean you have to have all the cash sitting in your bank account!
Reverse Mortgage is a financial solution designed for New Zealand homeowners aged 60 and over, allowing them to access the equity in their home without having to sell.
Clients Love Our Mortgage Adviser
DONGMING LIU & YUE CHEN
ALWYN JONES
VARUN SACHDEV
Our Partners
Smartmortgages.co.nz Limited partners with some of New Zealand’s top financial institutions to bring you the best mortgage solutions tailored to your needs.
Featured News And Insights
Buying your first home is an exciting yet complex journey. With so many steps involved, it’s easy to feel overwhelmed. At Smartmortgages.co.nz, we make the process clear and manageable so you can focus on finding the perfect home. Here’s a step-by-step guide to turning your homeownership dream into reality.
Many First Home Buyers have asked me why they need to save up 20% deposit when others can get a mortgage approved with just 5% or 10% only. Here’s why having a 20% deposit is a game-changer:
Buying a new home while selling your current one can be a daunting process. Do you sell first and then buy, or secure your next home before letting go of the current one? Each approach has its pros and cons, and the right choice depends on your financial situation, risk tolerance, and market conditions. Here are three options to consider when upgrading your property:
Frequently Asked Questions:
Smartmortgages.co.nz Limited (FSP1007290) holds a licence issued by the Financial Markets Authority to provide financial advice. Click here for more info about our Disclosure.
Cong.Nguyen@smartmortgages.co.nz
0223985140
Monday - Sunday by appointments
44 William Wallbank Crescent, Swanson, Auckland 0614
Apply
Contact
